COMMERCIAL LENDING
SERVICES
Buckhead Financial offers commercial lending brokerage services and loan consulting in most of the 50 states. Our minimum published loan amount is $350,000, but exceptions for smaller loan amount considered on a case by case basis.
PROGRAMS
SBA 504
$350K to $8 million loan amounts to 90% LTV – Purchase or Refinance of Commercial Real Estate.
SBA 7(a)
$350K to $5 million loan amounts to 90% LTV – Purchase or Refinance of Commercial Real Estate and Equipment.
Multi-Family 5+ Units
$750K to $100 million Loan Amounts to 85% LTV
Small Balance Multi-Family Available. Terms May Vary
HUD, FNMA, FHLMC, USDA, Bank Portfolio Programs
Investor Properties
$350K to $25 million Commercial Investor Loans
Loan amounts to 65% LTV and to 80% CLTV
(Some States More Difficult to Place Than Others)
USDA
$500K to $10 million available for many commercial purposes
Loan amounts to 85%
Bank Loans & Hard Money
Finish Construction, Rehabilitation, Debt Restructuring
**With current conditions, you must call for an estimate**
DOCUMENTS NEEED
Executive Summary of Business or Transaction
Personal Financial Statement *
Credit Report for each Borrower *
3 Years Federal Tax Returns for Borrowers and Businesses *
Company Financial Statements
1 Month's Bank Statements (Checking, Savings & Retirement)
Name & Phone for Insurance Agent
For Income Producing Properties
4 Pictures of property/business
3 years Operating Income Statements
Rent Roll
* Borrower is anyone with 20%+ ownership interest in deal
BUCKHEAD FINANCIAL
Your Full Service Financial Center
At Buckhead Financial, we understnad that a prudent debt structure is essential to the success of any business, when considering a non-equity funding solution. That is why we always prioritize the most conservative solutions first.
We believe in the fundamentals of 'sources and uses' as an approach to counselling a business on debt products (loans). For example, a working line of credit should be used for temporary needs, where a subsequent revenue event can pay that source off in the near term. Likewise, equipment and real estate should be financed with loans with longer terms.
We are dedicated to finding loan products that are the 'best fit' for the client's needs. With access to bank loans, SBA loans, the secondary market, alternative loan products, and hard money lenders, we are confident that we will find the best possible solution.
In the event the client's loan file characteristcs fall short of the requirements of a lender, we offer consulting services to assist the client. We can assist in the areas of business planning, funding, and sales and marketing.
Call Today!
(404) 591-2500
